:root {
  --navy: #0f2742;
  --navy-light: #163a5f;
  --gold: #c99a3d;
  --gold-dark: #a97f2a;
  --ink: #1b1f27;
  --muted: #5b6472;
  --bg: #ffffff;
  --bg-soft: #f6f7fa;
  --border: #e4e7ec;
  --radius: 14px;
  --maxw: 1120px;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font-family: "Segoe UI", system-ui, -apple-system, Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.55;
}
h1, h2, h3 { font-family: Georgia, "Times New Roman", serif; line-height: 1.2; margin: 0 0 .5em; color: var(--navy); }
p { margin: 0 0 1em; color: var(--muted); }
a { color: inherit; }
.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 20px; }

.skip-link {
  position: absolute; left: -9999px; top: auto;
}
.skip-link:focus { left: 10px; top: 10px; background: #fff; padding: 8px 12px; z-index: 999; }

/* Header */
.site-header { background: var(--navy); color: #fff; position: sticky; top: 0; z-index: 50; }
.header-inner { display: flex; align-items: center; justify-content: space-between; padding: 14px 20px; }
.brand { display: flex; align-items: center; gap: 10px; }
.brand-mark {
  background: var(--gold); color: var(--navy); font-weight: 700; font-size: 14px;
  width: 36px; height: 36px; border-radius: 50%; display: flex; align-items: center; justify-content: center;
}
.brand-text { font-weight: 600; font-size: 15px; color: #fff; }
.brand-text small { display: block; font-weight: 400; font-size: 11px; color: #c7d2e0; }
.header-call {
  background: var(--gold); color: var(--navy); font-weight: 700; text-decoration: none;
  padding: 10px 18px; border-radius: 999px; font-size: 14px; white-space: nowrap;
}
.header-call:hover { background: var(--gold-dark); }

/* Buttons */
.btn {
  display: inline-block; text-decoration: none; font-weight: 700; padding: 14px 26px;
  border-radius: 10px; font-size: 16px; text-align: center; transition: transform .1s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--gold); color: var(--navy); }
.btn-primary:hover { background: var(--gold-dark); }
.btn-secondary { background: transparent; color: var(--navy); border: 2px solid var(--navy); }
.btn-secondary:hover { background: var(--navy); color: #fff; }
.btn-block { display: block; width: 100%; margin-top: 12px; }

/* Hero */
.hero { background: linear-gradient(180deg, var(--navy) 0%, var(--navy-light) 100%); color: #fff; padding: 64px 0 56px; }
.hero-inner { display: grid; grid-template-columns: 1.3fr 1fr; gap: 40px; align-items: start; }
.eyebrow { color: var(--gold); font-weight: 700; letter-spacing: .06em; text-transform: uppercase; font-size: 13px; margin-bottom: 10px; }
.hero h1 { color: #fff; font-size: 2.4rem; }
.hero h1 span { color: var(--gold); }
.hero .lead { color: #d8e0ec; font-size: 1.05rem; }
.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; margin: 20px 0; }
.hero .btn-secondary { color: #fff; border-color: #fff; }
.hero .btn-secondary:hover { background: #fff; color: var(--navy); }
.hero-points { list-style: none; padding: 0; margin: 16px 0 0; display: grid; grid-template-columns: 1fr 1fr; gap: 8px; color: #e7ecf4; font-size: 14px; }
.hero-card { background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.18); border-radius: var(--radius); padding: 24px; }
.hero-card h3 { color: #fff; font-size: 18px; margin-bottom: 14px; }
.hero-card ul { margin: 0; padding-left: 18px; color: #dde5f0; }
.hero-card li { margin-bottom: 8px; }

/* Services */
.services { padding: 64px 0; background: var(--bg-soft); }
.services h2 { text-align: center; font-size: 2rem; margin-bottom: 36px; }
.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.service-card { background: #fff; border: 1px solid var(--border); border-radius: var(--radius); padding: 24px; }
.service-card h3 { font-size: 18px; margin-bottom: 10px; color: var(--navy); }
.service-card p { margin: 0; font-size: 14.5px; }

/* Why */
.why { padding: 64px 0; }
.why-inner { display: grid; grid-template-columns: 1.3fr 1fr; gap: 40px; align-items: center; }
.why-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 16px; }
.why-list li { padding-left: 28px; position: relative; font-size: 15px; color: var(--ink); }
.why-list li::before { content: "✔"; color: var(--gold-dark); position: absolute; left: 0; font-weight: 700; }
.banner-callout {
  background: var(--navy); color: #fff; border-radius: var(--radius); padding: 28px;
  text-align: center; border: 2px solid var(--gold);
}
.banner-callout-text { color: #fff; font-weight: 700; font-size: 16px; margin-bottom: 16px; }

/* Lead section + banner above the form */
.lead-section { background: var(--bg-soft); padding: 64px 0 80px; }
.lead-wrap { max-width: 640px; }
.lead-intro { text-align: center; margin-bottom: 28px; }
.lead-intro h2 { font-size: 1.9rem; }

.form-banner {
  background: var(--gold); color: var(--navy); border-radius: var(--radius);
  padding: 18px 22px; text-align: center; margin-bottom: 20px;
}
.form-banner-text { font-weight: 800; font-size: 16px; margin: 0 0 10px; color: var(--navy); }
.form-banner-phone {
  display: inline-block; text-decoration: none; font-weight: 800; font-size: 20px;
  color: var(--navy); background: #fff; padding: 10px 22px; border-radius: 999px;
}
.form-banner-phone:hover { background: #f1f1f1; }

.form-root {
  background: #fff; border: 1px solid var(--border); border-radius: var(--radius);
  padding: 28px; box-shadow: 0 10px 30px rgba(15,39,66,.06);
}
.form-loading, .form-error, .form-closed { color: var(--muted); text-align: center; margin: 0; }
.field { margin-bottom: 18px; }
.field label { display: block; font-weight: 600; font-size: 14px; margin-bottom: 6px; color: var(--navy); }
.field .req { color: var(--gold-dark); }
.field input, .field textarea {
  width: 100%; padding: 12px 14px; border: 1px solid var(--border); border-radius: 8px;
  font-size: 15px; font-family: inherit; color: var(--ink);
}
.field input:focus, .field textarea:focus { outline: 2px solid var(--gold); border-color: var(--gold); }
.field textarea { min-height: 90px; resize: vertical; }
.field-error { color: #b42318; font-size: 13px; margin-top: 6px; }
.form-error-top { color: #b42318; font-size: 14px; margin-bottom: 14px; text-align: center; }
.submit-row { margin-top: 10px; }
.submit-row button {
  width: 100%; background: var(--navy); color: #fff; border: none; padding: 16px;
  font-size: 16px; font-weight: 700; border-radius: 10px; cursor: pointer;
}
.submit-row button:hover { background: var(--navy-light); }
.submit-row button:disabled { opacity: .6; cursor: not-allowed; }
.thank-you { text-align: center; padding: 10px 0; }
.thank-you h3 { color: var(--navy); margin-bottom: 10px; }
.thank-you p { color: var(--ink); }

/* Footer */
.site-footer { background: var(--navy); color: #c7d2e0; padding: 32px 0; font-size: 12.5px; }
.footer-brand { color: #fff; font-weight: 700; font-size: 14px; }
.footer-contact a { color: var(--gold); text-decoration: none; }

@media (max-width: 860px) {
  .hero-inner, .why-inner { grid-template-columns: 1fr; }
  .service-grid { grid-template-columns: 1fr 1fr; }
  .hero h1 { font-size: 1.9rem; }
}
@media (max-width: 560px) {
  .service-grid { grid-template-columns: 1fr; }
  .hero-points { grid-template-columns: 1fr; }
  .header-inner { flex-direction: column; gap: 10px; align-items: flex-start; }
}