Toronto Private Mortgage Specialist

Can't Get Approved By The Bank? You Still Have Options.

Bad credit, self-employed, facing power of sale, or need to consolidate debt fast β€” private mortgage lending is approved on your equity, not just your credit score. Licensed, honest advice from a Toronto-based Mortgage Agent who answers his own phone.

  • βœ… Bad Credit OK*
  • βœ… Up To 90% LTV
  • βœ… Approved On Equity
  • βœ… Fast Closing Available

Who We Help

  • Self-employed borrowers
  • Bad / damaged credit
  • Facing power of sale
  • Debt consolidation
  • 1st, 2nd & 3rd mortgages
  • Home renovation financing

Private Mortgage Solutions

Private Mortgages

Equity-based lending for borrowers who don't fit a traditional bank's underwriting box β€” fast approvals, flexible terms.

Stop Power of Sale

Behind on payments or received a notice from your lender? There are more options than you think β€” act early.

Self-Employed Financing

Declared income after write-offs doesn't have to be the whole story. Alternative qualification options available.

Debt Consolidation

Roll high-interest debt into one manageable mortgage payment using the equity you've already built.

Home Renovation Loans

Access funds for renovations through a 2nd mortgage or refinance, without disturbing your existing 1st mortgage.

Mortgage Renewals

Don't just sign your renewal β€” a quick review could save you thousands over your term.

Why Work With Meshesha

  • Licensed & accountable β€” FSRA Mortgage Agent License #M15001135, Mortgage Alliance Brokerage #10530.
  • 100% reply rate β€” you text or call, you hear back. No call centers, no runaround.
  • Honest advice first β€” if private lending isn't the right fit, you'll be told so, plainly.
  • Fast closings available β€” private lenders move faster than banks when time matters.

Get Your Free, Confidential Consultation

Tell me a bit about your situation and I'll text or call you back personally β€” usually the same day.

Text Or Call Me Anytime. That's The Best Way To Reach Me For A Fast Response.

πŸ“ž 647-342-1355

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